Terms and conditions

Deposit Policy

1. Daily Savings. Choose the amount you can save with ease, there will be a restriction if you fail to deposit money into your account after a period of two months.. our charges comes with any amount you chose to save with..

2. Flexible Savings.. on this package you can deposit as possible as any amount you decided to deposit ranging from a thousand and above.. our charges here should be 3% only.. your account will be restricted if you fail to deposit in a period of two months..

3. Safe Lock Savings.. this saving cannot be touched for a certain period of time. You will choose the amount you can be saving daily, weekly or monthly for it.. if you fail to deposit in a period of 2 months your account will be restricted.. our charges should be 3%

4. Target savings.. this depends on your decisions.. you can chose any amount you will be marking. daily and weekly.. if you fail to do so in a period of 2 months, your account will be restricted.. our charges should be 3%

5. Soft Loan.. if you collect a loan from us.. you have to choose duration.. your payment plan shouldn't exceed 2 months.. failure to do so will attract a penalty.. our percentage should be 20%. Our soft Loans should be for serious customers.. we must check consistency and capability before you are qualified..

Withdrawal Policy

At our savings web app, we strive to provide a secure and convenient platform for managing your savings. To ensure a smooth withdrawal process, please carefully review the following policies:

Withdrawal Method 1

Standard Withdrawal

1. Before requesting a withdrawal, ensure that the name associated with your account matches the name on your bank account details.

2. If the names do not match, we will be unable to process the withdrawal request.

3. Once you submit a withdrawal request with the correct name and bank account details, you will receive your funds within 24 hours.

4. For security purposes, you can change your bank account details once every three months.

5. We will contact you via the phone number provided during account registration to verify any changes to your bank account details.

Withdrawal Method 2:

Flexible Withdrawal with Penalty

1. During the account creation process, you will have the option to specify the amount you intend to save and the duration of your savings plan (monthly or yearly).

2. If you request a withdrawal before the specified duration, we will consider it a premature withdrawal.

3. In the case of a premature withdrawal, we will contact you via the phone number provided during account registration to understand the reason.

4. While you will receive your funds, a penalty fee will be applied for early withdrawal and non-compliance with the agreed savings plan.

Please note that the withdrawals are subject to our terms and conditions, as your funds are held with us for safekeeping and growth. You have complete ownership of your savings, and we only charge a nominal fee for our services on a monthly basis.

We encourage you to carefully review the withdrawal policies and plan your savings accordingly. If you have any further questions or concerns, please contact our customer support team for assistance.

Privacy Policy

At our savings web app, we respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data:

1. User Information:

- We collect and store your personal information, such as your name, contact details, and banking information, solely for the purpose of providing our savings services.

- Your personal information is treated as strictly confidential and will never be shared, sold, or made public without your explicit consent.

2. Data Security

- We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

- Your data is stored on secure servers and encrypted using advanced encryption technologies.

3. Information Sharing:

- As a general practice, we do not disclose or share your personal information with any third parties, except in the following circumstances:

a. When required by law or legal process.

b. In the event of a loan default, where we may share your information with authorized collection agencies or legal authorities to pursue the recovery of the outstanding loan.

4. User Rights:

- You have the right to access, update, or delete your personal information stored in our systems.

- You can submit a request to our customer support team, and we will promptly respond to your request, subject to verification of your identity.

5. Changes to the Privacy Policy:

- We reserve the right to modify or update this Privacy Policy at any time.

- Any changes will be promptly reflected on our website, and we encourage you to periodically review this policy for any updates.

By using our savings web app, you acknowledge and agree to our Privacy Policy. If you have any concerns or questions regarding our privacy practices, please contact our customer support team for further assistance.